Managing money can feel overwhelming, especially with advice coming from every direction. Sorting through financial jargon and figuring out what actually works can be tough. That’s where personal finance podcasts come in. These shows are a game-changer, offering relatable, real-world strategies for saving, investing, and spending smarter. Whether you’re tackling debt, building a budget, or planning for retirement, there’s a podcast out there to guide you. This guide highlights some of the best personal finance podcasts with money-saving tips. Each one brings unique insights to help you master your financial game.

Afford Anything with Paula Pant

Paula Pant’s “Afford Anything” combines financial advice with life philosophy, making it perfect for listeners who want money tips that align with their personal values. Instead of focusing on cutting back every last expense, Paula emphasizes intentional spending. The idea is to save on what doesn’t matter to you so you can afford what truly does.

One episode might focus on tackling lifestyle inflation, where higher income leads to higher unnecessary expenses. She also covers topics like real estate investing and achieving financial independence. What makes this podcast a standout is its balance between practical advice and bigger-picture thinking.

Why It’s Helpful:

  • Covers broad financial concepts while still offering specific tips, such as techniques for reducing housing costs.
  • Encourages thinking beyond day-to-day budgeting and prioritizing long-term goals.
  • Features in-depth interviews with experts and entrepreneurs who’ve mastered their finances.

Kickstart Your Savings:

Listeners can apply Paula’s advice by automating savings. Set up a system to move money into savings or investments as soon as you’re paid, removing the temptation to spend it.

The Money Guy Show

Hosted by Brian Preston and Bo Hanson, “The Money Guy Show” provides detailed, research-backed advice without making you feel like you need a degree in finance to follow along. These two cover everything from beginner budgeting to advanced investment strategies. What makes this podcast unique is how they mix humor and personality into what could otherwise feel like dry topics.

The hosts often share specific money hacks, like renegotiating your cell phone plan or using tiered savings methods to balance short- and long-term priorities. With practical tools and real-life examples, this podcast is ideal for anyone looking to save more effectively.

Why It Stands Out:

  • Includes free financial resources like net worth trackers or expense worksheets.
  • Explains complex topics, such as Roth IRAs and compound interest, in a way that’s easy to follow.
  • Regular Q&A episodes provide personalized advice to listeners.

Take Action:

Pick one of their money-saving tips and try it out this week. Shop around for insurance quotes to see if you can save on home or car coverage.

How to Money

“How to Money,” hosted by Joel Larsgaard and Matt Altmix, focuses on practical advice for everyday people. With relatable stories and approachable explanations, the duo covers everything from frugal living to dealing with tricky financial situations like medical debt or rising housing costs. Their episodes feel like a laid-back conversation with friends, filled with tips you can start using immediately.

Topics often include creative ways to save, like using cashback apps for groceries or cutting down on recurring subscription services. This podcast appeals most to listeners looking for hands-on strategies and quick wins.

Highlights:

  • Offers money-saving challenges like “No-Spend April” or tracking every penny for a month.
  • Interviews experts and everyday people to share a wide range of perspectives.
  • Reviews apps, tools, and strategies for keeping more money in your wallet.

Tip to Try:

Make an inventory of your recurring monthly expenses and cancel subscriptions you no longer use. Just because something seems small doesn’t mean it can’t add up to significant savings over time.

Financial Independence Podcast with the Mad Fientist

Aimed at those pursuing financial independence, this podcast dives deep into strategies for cutting costs and increasing savings to free up more money for investing. The Mad Fientist, also known as Brandon, brings sharp insights into how to optimize taxes, maximize investments, and design a life that’s not enslaved to a paycheck.

While the podcast speaks to a specific group chasing early retirement, many of the principles apply universally. Learning how to reduce tax obligations or optimize savings can benefit anyone looking to stretch their dollars.

Why It Works:

  • Takes on advanced topics like how to minimize capital gains taxes or use specific investment accounts wisely.
  • Demystifies financial independence by sharing blueprints for achieving it.
  • Features guest appearances from people who have successfully achieved financial freedom.

Implement Today:

Create a simple retirement plan using online calculators or tools. Knowing how much you’ll need can motivate you to prioritize saving today instead of waiting until later.

The Smart Money Mamas Show

Chelsea Brennan’s podcast focuses on personal finance for families, with a strong emphasis on budgeting, saving, and teaching kids about money. The tone is warm and conversational, rather than the pressure-filled style that can sometimes dominate personal finance discussions.

Episodes range from creating family budgets to discussing ways to engage your kids in money-related topics. The show is ideal for parents or caregivers who want to balance the needs of today with preparing for the future.

Standout Features:

  • Offers specific advice for family finances, such as saving on daycare or meal prepping on a budget.
  • Highlights how to involve children in age-appropriate financial discussions.
  • Balances tips for short-term savings with long-term planning.

Money-Saving Idea:

Try grocery shopping with a plan. Create a meal plan for the week and stick to the ingredients listed. Using lists can significantly cut down on impulse buys.

BiggerPockets Money Podcast

The “BiggerPockets Money Podcast,” hosted by Scott Trench and Mindy Jensen, is a one-stop shop for discussions about budgeting, real estate, and side hustles. While BiggerPockets started as a resource for real estate investors, this podcast often strays beyond property to broader personal finance topics.

Scott and Mindy interview everyday people who have achieved incredible financial milestones, breaking down their methods in inspiring and digestible ways. This show is for listeners looking for real-world case studies paired with steps.

Why It Inspires:

  • Packed with stories of people paying off debt, building savings, or reaching financial independence.
  • Excellent resource for those interested in side gigs or real estate investing.
  • Episodes include frameworks, such as how to save your first $10,000.

Quick Win:

For anyone exploring side hustles, start small. Identify one skill or hobby you can monetize, like tutoring, graphic design, or freelance writing, to earn extra income.